My Cart


About zipPay

Shop Now, Pay Later with ZipPay

Envy Gifts has introduced ZipPay as an alternative way to pay for your order online:

  • Shopping account of up to $1000
  • Easy weekly or monthly repayments
  • Pay as little as $40 per month
  • No interest or hidden fees
  • Up to 30 days to pay your balance in full and pay no fees, or if you need more time, pay a $5 per month account fee
  • Available to Australian customers only, not available to those outside Australia

How do I pay using ZipPay?

Apply for an account online, and once you are approved (approval only takes a few seconds), you will never have to apply again.

Select ZipPay as your payment option at checkout. You will receive an SMS from ZipPay on the same or next business day asking you to authorise the payment. Once approved, your order will be shipped. You can then enjoy your purchases while you pay it off over time.

Are there any fees to use ZipPay?

At the end of the billing month, choose to make a payment that suits your budget (note: minimum repayment of $40 required), or pay your balance in full.  For any month you have an outstanding balance, a $5 monthly account fee will be added to your account.

Your payment won't be due until the last day of the following month, so you will have at least 30 days where no fees will be incurred. Once you have paid your account balance down to $0, no fees will be charged. It will simply remain open for you to use again in the future.


Want it

Create your account in
moments and select
Zip at checkout

Get it

We pay the store,
you get the goods,
nothing to pay today

Own it

Choose how you
pay us back over time,
interest free

Create your account

Become a Envy Gifts VIP

Join our VIP family and receive exclusive VIP discounts and new arrival notices!